Ian Penney

Congratulations, David!

Janes & Noseworthy wishes to congratulate David Buckingham on earning his certification as a Licensed Insolvency Trustee (LIT). David received one of only 31 insolvency licenses granted by the federal government this year in all of Canada! Not only is David a LIT, he is also a Chartered Professional Accountant (CPA), a Chartered Accountant (CA), and a Chartered Insolvency and Restructuring Professional (CIRP).

Family Ties and Financial Health

In 2016, we introduced Newfoundlanders and Labradorians to our financial health assessment tool.  Looking back on the impact of this tool and our No Debt campaign, it leads us to reflect on the many people across the province who took the time, either on their phone at lunch or in their car after work, or even after their kids went to bed — to click in and assess their financial health.

Student Loans Owing Under The Canada Student Loans Act

It’s that time of the year when many young adults in our communities are commencing or continuing another year of post-secondary schooling at a university or college, either in a public or private institution. Depending on the student’s career choice and number of years required to complete the courses, it could take, before graduation, thousands …

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Debt Settlement

If It Sounds “Too Good to Be True” — It Often Is! By Rick Cullen, CMA, CIRP, Licensed Insolvency Trustee You may have seen the ads before – Facebook has many similar little ads, all with slightly different promises, such as: “We used a little-known Canadian law to erase $65,000 of debt in 36 months!” …

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Janes & Noseworthy videos

Check out some of our videos dealing with debt solutions: Our Most Recent Video: Dealing with your debt can improve your relationship Check out other Janes & Noseworthy videos on YouTube: Discharged from bankruptcy Pay your secured loan Income Tax debt help Legally Binding Dealing with harrassing collection calls

Your Credit Rating

Fixing and Maintaining your Credit Rating – Common Traps and Pitfalls By Ian Penney, CA, CIRP, Licensed Insolvency Trustee Here is a typical scenario: In my early twenties, I had a collection agency chasing me.  They called me at home and at work, sometimes 15 or 20 times a day.  They even called my former …

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