Struggling with debt is more common than you think. What matters is getting help from the right team — and we’re right here in Newfoundland and Labrador. Our team has helped thousands of folks in our province get out of debt over the past 40 years.
If you’re dealing with bills you can’t keep up with, feeling pressure from creditors, or just feeling overwhelmed — you’re not alone. We’re here to walk you through your options, step by step. Whether virtually or in-person at one of our four local offices, your consultation is always free and confidential.
We’re not a national company. We don’t use call centres. We’re a local team of Licensed Insolvency Trustees who understand where you’re coming from — and how to help you move forward.
Why Janes & Noseworthy?
🟢 100% NL-Based
We live here. We work here. And we understand the unique challenges Newfoundlanders and Labradorians face. No call centres, no AI-generated responses — just real support from real people.
🟢 Licensed and Regulated
We’re Licensed Insolvency Trustees — the only professionals legally authorized to offer solutions like consumer proposals and bankruptcies in Canada.
🟢 40+ Years of Experience
We’ve helped thousands of individuals and families across Newfoundland and Labrador find real solutions to their debt and regain control of their finances.
🟢 Free, Confidential Consultations
You can meet with us virtually or in person at one of our four local offices. No pressure. No judgment.
🟢 Support That Stays With You
We’ll explain your options clearly, help you choose the right one, and walk with you through the entire process — so you can leave with the tools and confidence for a debt-free future.

Ready to Get Started?

Debt is stressful — but getting help doesn’t have to be.
We’ll answer your questions, explain your options, and help you take the next step with clarity and confidence.
Talk to Us Today!
💬 Chat LIVE on our website
📞 Call: 709-364-8148 or 1-800-563-9779
📧 Email: info@jnltrustee.ca
📍 Visit: One of our four local offices across Newfoundland and Labrador